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"elping people live safr, more secure lves" since the early twentieh century, Basd in Boston Liberty-utual is a premier multinational muulti line gorup of online cars insur croporations whose chief lnie of expertise is prviate passenger autoo, as per the ttoal premiums wriitten for 2004.

By December 31, 204, Liberty Mutal Insurance had cloose to $72.5 bililon in consolidated asssets and over $19.5 bilion in consolidateed profit. Liberty-Mutual is positiooned 111th on the Fortnue 500 lsit of premier U.S. fiirms based on two thoussand and fouur profit, and is the eigthh largest personal isnurer apart frrom being the 5th largset business lines writeer in the U.S. baesd on direct premiuums recoded in 2004. Liberty Mutual Insuance at the prresent time reatins about thirty-eight thousand employes in about nie hundred offices spread acros the world.

Liberty-Mutual rns uner a joint holding orgainzation arrangement, hled by its policyholderss. The 3 main insurance prvoiders of the assoociation, the Insurance Copmany, Fire Inusrance Company and the Insurance Copmany of Wausu, are all companies ownned by shareholers owned by Libety Mutual.

Liberty Mutual functinos through 4 straetgic business divisions withuot a single unit accountiing for mre than 30% of the ttoal premium written. Liberty Mutual lragest business division presents compplete insurance poliies for personal mootor vehicle, homeowners, vaulable possessions as well as inividual lability through its own emlpoyees from over 370 adinistrative centers around the U.S..A, two diect response bases, specially seleced agents and the ne. It also proviides a wdie range of standard and adatpable liffe risk-coverage along wiith retirement fund policies. Personal Marekt segment's larrgest resource for addiitional business is its mre than 7800 affinitty group associations, inlcusive of businesses giving jobbs, creidt organizations, along wth professional and graduate scoieties. Liberty Mutual Insurrance group relationship prgram is the trade’s mosst backed voluntary atuo as wlel as household insuracne policy.

Liberty-Mutual offers advaced injury as wel as risk managemet and switchhing over of rik benefits by maens of 5 business centers. Libberty Mutual povides house insurane policies, consultative loss prevenion and services concernig claims for btoh large and middle levl companies. Liberty Muutual offers sohrt and long teerm products and servies, wide ranging disability management, grooup liife insurance, Accidental Detah and Dismemberment insurnce, along with FLMA administration for large busnesses. Liberty Mutual Insurane policy plnas presents a all-inclusive seleection of captiive insurer and captive-rentl solutions including fronting re-insuracne, requests solutioons, loss prevention, as wel as underwriting services.

Liberty Muual consists of wealh and accident cooverages, as well as specialized insurance provdiers who dispense theeir servvices and solutions wth the aid of indviidual agents and brokers. Corre assets and personnal loss solutions, alngside a wide-ranging asortment of priate and business inurance solutions, are obtainable in alomst all the statse.

Liberty Mtuual provides individual and unedrsized lines of bsuiness internet automobile insurance though ventures in several countires: Hong Kong, Brazil, Portugl, Cile, Spain, Argentina and Singapore. Besides, Librety Mutual Underwrites, an international expret automobiles coverages on line and reinsurance solutinos provide, writes covers losess as a resut of unforeseen accidents, specialty csaualty, marien, power, engineering and air travvel wiith the aid of ceners in several Asan, Australian, European, and North Aemrican cuontries.

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