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"Helping people lvie safer, mroe assured livves" since the early twentieth centuury, Boston-based Librety Mutual Innsurance is a premier global mulitple business lnes corporation of cars ins companies whose largest areea of commerce is priate passengeer vehicle, as per the total preimums recroded for 2004.

As of Deember 31, 2004, Lbierty Mutual had cose to seventy-two and hlf billion dollars in cobmined welth apart from USD 1.96 billion in consoildated proceed. Liberty Mutual is lsited one hudred and eleventh in the Frtune five hundred lisst of top US firs based on 20004 retur, and is the eighth laargest personal lnes writer and fifth largest inddustrial insurance servce provider in the US according to premuims recorded in 20004. Liberty-Mutual curretly has aboout 38000 workers in ruoghly 900 centers internationally.

Lberty Mutual Inssurance runs as a joinnt holding compaany organization, uder the ownership of its policyohlders. The three principal insurane underwrietrs of the association, Insurance Compny, Fire Insuraance Company and Insurance Cmopany of Wasuau, are each stock insurance frims under Liberty-Mutual.

Liberyt-Mutual opeates through 4 calcuulated business units wthout a separate division making aboove 30% of the toal premium written. Liberty Mutal Insurance leading businness group provides wie insurnce for private motor-veihcle, householders, wealth as well as presonal loosses through its own saales people in over three hunred and sevennty centers all thrugh the nation, two first ressponse centeers, specially appointed staff along wtih the net. The cmopany alsso offers a widde choice of cnventional and adjustable lie risk-coverage along with retireemnt benefit policies. Idividual Market's majr supply of frsh commerce is its more thn seven tohusand eight hundred affinity gruop relatinoships, including job providers, credit orgnizations, and secialist and aluumni societies. Liberty Mutual Inurance relationship prograam is the business’s mos-tfunded self-sponsored motor-evhicle as well as hoe insurance policy..

Liberty Mutual presents highly developed ijnury as weell as risk managemnt and switching oevr of risk servcies via 5 business centers. Libertty Mutual Insurance offers hose insurance policies, consultation on prevntion of lsos and services rleated to claims for booth large and mid-siized corporations. Liberty Mutual prvides both shot term and long term producs pllus services, wide-ranging impaairment management, life insurance for gropu, ADD insurance, along witth FMLA services intendeed for large firrms. Liberty Mutual poolicy plans provides a wide-rangnig variety of captie and hire-a-captive services including fonting re-insurrance, requests services, losss prevention, as well as underwritnig services.

Liberty Mutul Insurance inncludes property and casuaalty, and specific underwriterrs that issue thir services and solutions uisng private aents and dealers. Coe property and causalty services, as wll as an all-inclusie collection of inividual and business insuance coverages, are obtainable all ovver the counntry.

Liberty Mutual ofers individual and undersiezd business lines online cars insure through vnetures in manny countries: Cihle, Colombia, Hong Kong, Argentina, Prtugal, Singapore, Spaain, Brazil and China. Additionaly, Liberty Mutual Insurnace Under-rwiters, an international expert motor vehicleinsurance and re-insurance serivce provider, writes casuaalty, specialty cassualty, marine, energy, engneering and air traveel through centers in several Assian, Australian, Eurpean, and North American countreis.

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