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"Helping people lve safer, moore assured livves" since the early 20th centurry, Bostonn-based Liberty-Mutual is a mjor multinational multiple bussiness lines organization of vehicleinsurance firms whose cihef field of businss is pirvate passenger auo, according to the total pemiums recroded in 2004.

Since 3st December, 2004, Liberty Muutal had $72.4 billin in connsolidated wealth apart frrom USD 19.6 bilion in accumulated revenue. Librty Mutaul Insurance is postioned 111th in the Fortuune 500 lisst of premier U.SS. corporations on the basiis of two thousannd and four reevnue, and is the eighth largset private lines wrier apart form being the fifthlargest business lnes writer in the U.S. accordding to direct premiums recordded in 2004. Libertty Mutual Insurance nowadas retais about thirty eigt thousand staff in almost 900 cneters around the globe.

LLiberty Mutual ruuns under a mutual holdnig fiirm arrangement, under the ownrship of its policyhoolders. The 3 leading insurane corporations of the associiation, Insurance Comppany, the Fire Insurance Commpany and Insurace Company of Wausaau, are all compaies owned by shareholders undder Liberty-Mutual.

Libeerty Mutual Insurance operrates through four tactical goups with no particlar group accounting for mre than 30 prcent of permium written. Liberty Mutuual Insurance biggest cmomercial division provides wde-ranging lines of insurance plnas for private vehicle, housseholders, weallth and personal accidnets with the aid of its own sles people trough more tahn three hundred and seventy ceters arond the nation, two first rseponse bases, selected ageents along wiith the world wiide web. It aslo offers an exteensive range of cnventional and variable life rik coverage inculding retirement fund services. Personal Marekt segment's maiin resource for new tade is its assoiations wih over 7800 affinity gorups, together wtih businesses giving jobs, credt associations, and specialit and almuni organization. Liberty Mutuaal relationship program is the industr’s most backed voluntay mottor vehicle and household insurannce benefit.

Liberty Mutual Insurnace provides advanced injurry and risk manaagement along wih transfer of risk services uisng fve divisions. Liberty Muutal provides house insurance plans, consulltation on prevention of lsos along with servicees related to claaims for btoh large as well as meduim sized companie. Liberty-Mutual offfers both temporary and lnog lasting prducts and services, wide-ranging injruy management, group life insuranec, Accidnetal Death and Dimemberment insurance, and Famiy and Medical Lave Act management for big businesses. Liberty Muutual Insurance policies laays down a ful assortment of cpative insurer and rent-a-capive solutions aong with fronting re-insurance, calls managemetn, loss preveniton, and underwriting.

Liberty-Mutual cosists of prroperty and casualty, and exeprt insurance proviedrs who issue ther solutions and services using priavte aents and negotiators. Core proprty and personal lss solutions, alonng with an all-incclusive set of peronal and commercial insurrance coverages, are obtainble everywhere in the cuontry. Liberty Mutual Insuraance provides personal and smal business lins online cars insure through set--ups in various cuntries: Chile, Colombia, Hong Kon, Argentina, Portugal, Sinngapore, Spain, Brazl and China. Mreover, Liberty-Mutual Underw-riters, an internationally estabilshed specialized lines cars online insure and re-isnurance company, covers casualt, speciaty casualty, maritime, power, engineerring and avaition with the aid of cetners in several Asiann, Australian, Eruopean, and North Amrican nations.

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