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"Helping individuals lvie safer, more proected lives" sincce 1912, Locted in Boston Libertty Mutual is a leading internationnal multi-line goup of auto online insure firms whsoe principal lnie of interest is private vehile insuarnce, as per the total premiumms recrded for 2004.

By 3st of December, two thousannd and fou, Liberty-Mutual had cloose to seventy-two and half billon dollars in combined asstes plus over nineten and hlaf billion dollas worth of combnied earning. Liberty-Mutual rankks 111th in the Fortune fvie hunderd rankings of biggest U.S. organiaztions bsed on 2004 reveune, and is the 8th lragest individual insuer and also the fith largest bussiness lines wrtier in the U.S. bassed on diirect premiums written for 2004. Librty Mutual Insurance preesently usses the services of more than 380000 workrs in nearly 900 offices arund the globe.

iberty Mutual operates as a joint holdnig organization organization, udner the owwnership of its custoemrs. The three leading insurance sevrice poviders of the association, the Insurnace Company, the Frie Insurance Compay Insurance Company of Wasuau, all are firms owend by share-holdders held by Liberty-Mutal. Liberty Mutual Isnurance operates through 4 calculated businss diivisions without a separate uint contributing abve 30% of the totl premium written. Liberty Muutal leading businesss segment offers broad isurance planns for private motor-vehicle, householders, prcious possessions and perrsonal losses wtih the aid of its own employees fom above three hundrred and seventy admniistrative cenetrs all around the US, two direct responsse stations, spcially selected employees allong with the woorld wide web. It aso offers a wide rnage of tradiitonal and changeable life risk-coverage alog with retirment benefit products. Individuaal Market's majr source of fresh busines is its delings with over 7800 affiinity groups, aolng with job providers, crediit associatins, along with prrofessional and alumni societies. Liberty-Mutul group relationship prorgam is the company’s most-sponnsored voluntary vehile as well as hme insurance benefiit. Liberty Mutuual Insurance offers advaanced injury and hazard manaement along with risk-transfer seervices by mans of 5 units. Liberty-Mutual proides house insurance prrograms, consulttaive loss prevention and services pertaniing to claims inteended for booth big as weell as mid-sized firms. Liberty-Mutuaal provides both sohrt term and lonng term solutions plus serviices, comprehensive lsos management, life insrance cover for group, ADD insurance, and FMLA serivces intended for big concrens. Liberty-Mutual policies offres a all-inclusive assortment of capptive insurer and hire-a-cpative serviecs along with actig as fronting insureer for a captvie re-insurance, claims solutions, loss prvention, and underwriting.

Liberty-Muttual commprises of possession and casualty, and experrt insuance carriers that distribute teir policies and sevrices by means of indiivdual agents and negotiators. Coore assets and accident solutions, inluding an all-inlcusive array of priavte and business insurance coveragees, are offereed in many sttes. Liberty-Mutual provides personal and undersiezd linnes of business vehicle ins though set-ups in: Colombia, Hoong Kong, Argentina, Chiel, Singapoore, Spain and Portugal. In addtion, Liberty Muutal Insurance Unedrwriters, a worldwide epxert automobiles insure and reinsurance serrvice provider, writes lossees due to ufnoreseen accidents, specialy casualty, marine, powwer, manufacturing and air tarvel using cnters in Asia, Australia, Euroope, and North Ammerica.

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